Gareth Gumbley, Managing Director, Prepaid Processing Segment
Tony Westlake, Chief Financial Officer, Prepaid Processing Segment

Business Profile

e-pay, a Euronet Worldwide subsidiary, provides an electronic method to replenish airtime on prepaid mobile phones and other prepaid telecommunications products. e-pay allows retailers to top-up a consumer prepaid mobile phone in a matter of seconds, without the risks of inventory issues associated with paper vouchers. The company offers a choice of top-up technology at the point of sale, from dedicated small terminals to EPoS integration and customer-operated E Kiosks. e-pay has 40% of the U.K. and Australia market share for top-up services, and 60% of the Malaysia market share. Approximately 60 million transactions and growing are processed per month at approximately 409,000 points-of-sale terminals across approximately 212,000 retail locations by e-pay and its sister subsidiaries worldwide.

e-pay has extended its product line to include offerings which are complementary to prepaid mobile airtime. At e-pay locations, consumers can purchase prepaid phonecards & credit vouchers and prepaid mobile content, such as ring tones and games. In the future, consumers will be able to use e-pay terminals to participate in mobile loyalty programs and to purchase other products.

Key Facts

e-pay U.K.

• Mobile operators — O₂, Orange, T-Mobile, Vodafone, Virgin Mobile, Tesco Mobile, Three
• Retailers — Argos, ASDA, Boots, Budgens, Conoco Jet, Esso, Iceland, Martin McColl, Morrisons, Moto, NAAFI, O₂ Retail, Orange Retail, The Post Office, Roadchef, Ryman, Sainsbury's, Shell, Tesco, Tesco Express, Toys 'R' Us, Welcome Break

e-pay Australia

• Mobile operators — Australia's Vodafone, Optus, Telstra, Virgin Mobile, Boost, Orange, Three
• Retailers — Argos, Asda, Boots, BP, Budgens, Conoco Jet, Esso, Iceland, Kwik Save, Morrisons, Moto, NAAFI, O2 Retail, Orange Retail, The Post Office, Roadchef, Ryman, Sainsbury's, Shell, Tesco, Tesco Express, T-Mobile Retail, TM Retail, Toys 'R' Us, Welcome Break

e-pay New Zealand

• Mobile Operators — Vodafone, NZ Telecom
• Retailers — Vodafone stores, First Mobile, Digital Mobile, Caltex, Dick Smith Electronics, Shell, BP

e-pay Poland

• Mobile Operators — PTK Centertel, Polkomtel S.A., Polska Telefonia Cyfrowa (Era)
• Retailers — Shell, Jet, Jiffy, ConocoPhillips, Geant Polska, Statoil

e-pay Ireland

• Mobile Operators — Vodafone, O₂ Ireland and Meteor
• Retailers — Tesco Ireland

e-pay Malaysia

• Mobile operators — Celcom, Digi, Maxis, Mobikom
• Retailers — 7-Eleven, BP, Shell